By Jason Cox
Find more articles by Jason Cox on his blog at www.stingyfriend.wordpress.com
The Internet has re-invented how we live in many ways - we send and receive mail instantly, we can read our news without the risk of a paper cut, and now we can borrow and lend money directly to each other.
While this may not be a novel idea (you still owe me $5, Jim), it is a novel idea to make peer to peer lending easy, legal, and with relatively low risk.