Citizens National Bank will host a series of free seminars featuring Robert J. Morgan, Senior Consultant with Austin Associates, LLC.

Local business owners are invited to hear Morgan present his economic forecast for 2020. He will discuss current market conditions and what he expects to see in regards to unemployment, housing and the challenges facing business owners in the upcoming year.

Morgan will speak at these locations and a meal will be provided at each:
• Wednesday, Oct. 23 at 11:30 a.m. at Willow Bend Country Club, Van Wert
• Thursday, Oct. 24 at 11:30 a.m. at Hilton Garden Inn, Findlay
• Wednesday, Nov. 20 at 11:30 a.m. at Shawnee Country Club, Lima

Morgan will also be the featured speaker for the Celina/Mercer County Economic Development Breakfast Wednesday, Oct. 23 at 7:30 a.m. at Romers Catering, Celina.

Prior to joining Austin Associates, he served as a senior vice president and chief economist with a multi-billion dollar regional bank. He directs his firm’s Financial Management Division and works with clients on all aspects of asset/liability and interest rate risk management, investment portfolio management and other aspects of bank financial performance.